Lending Focus

Residential mortgage solutions across a range of property types and borrower situations in New Zealand.

OUR FOCUS

Residential Property Lending

Madox Finance focuses exclusively on residential mortgage lending in New Zealand. Whether you are purchasing your first home, refinancing an existing property, or investing in residential real estate, we offer considered lending solutions tailored to your circumstances.

WHAT WE FINANCE

What We Finance

Our lending covers owner-occupied homes, residential investment properties, bridging finance, refinancing, and solutions for borrowers with non-standard income or circumstances that may not meet traditional bank criteria.

Owner-Occupied Homes

Standard residential mortgages for homeowners purchasing or refinancing their primary residence in New Zealand.

Investment Properties

Lending for residential investment properties, supporting landlords and property investors with tailored mortgage solutions.

Bridging Finance

Short-term lending to bridge the gap between purchasing a new property and selling an existing one.

Refinancing

Restructuring existing mortgage arrangements to better suit your current financial position and goals.

Non-Standard Income

Solutions for self-employed borrowers and those with non-traditional income sources who may not fit standard bank criteria.

We assess each application individually, taking into account the full picture — the borrower, the property, and the purpose of the loan — to determine the most appropriate lending structure.

GET STARTED

How to Apply

Madox Finance works through mortgage advisers and brokers. If you have a lending scenario you would like us to consider, please ask your adviser to get in touch with our team, or contact us directly for an initial discussion.

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Ready to Discuss Your Lending Needs?

Talk to your broker to explore how Madox Finance can support your residential mortgage requirements in New Zealand.